With the development of China Mobile payment and the expansion of the penetration rate of smart terminals, consumer demand for mobile payment and compliance with usage scenarios is being tapped by more and more brand manufacturers, widening more dimensions for payment scenarios. Although mobile payment is the most popular mobile payment method today, with the development of the trend of scenes, smart devices that can independently pay out of mobile phones are also emerging. With popular smart bracelets and smart watches, the hottest discussion is. Undoubtedly, flash payment and NFC functions. Domestic smart wearable devices are numerous, but only a handful of payment functions are available. How about the usage rate and the price of these wearable payment devices? Which smart wearable device is the future of smart mobile payment in China? The five wearable payment bracelets that have been put on the market for sale are now rated. They are the Lakala Crossover Bracelet, the Dragon Payphone Bracelet, the Tic watch 2, and the HUAWEI. WATCH2, Apple Watch. The order of the picture: Lakara cross-border bracelet, dragon pay rice bracelet, Tic watch2, HuaweiWatch2, Apple watch 1, system compatibility, early signs In terms of system platform, Apple Watch has always maintained Apple's closedness, and only supports ios system, while the Dragon Pay Meter bracelet only supports Android, Apple users can not enjoy. As far as system support is concerned, the Lacrosse Bracelet, Tic watch 2, and Huawei watch 2 stations have an absolute advantage and can support Android and iOS across platforms. 2, payment system, each show supernatural powers In terms of supporting the banking system, the Dragon Pay Meter Hands only supports CCB. In the category of smart wearable devices for watches, Apple leads the way with 87 cooperative banks. Lacala's Cross-Border Bracelet completes "Cloud Flash Payment" through UnionPay's TSM platform, which can support the binding of multiple credit and debit cards in the cloud. Currently, it supports online binding of 12 bank cards. Can be swiped on the 11 million flash pos machine across the country. With no need for any network environment, it can realize quick payment of 0.3 seconds with a wrist, which greatly improves the efficiency of traditional mobile payment methods. It is currently the ideal carrying of bank card mobilization and future virtual cards. At present, some smart wristbands in the market can only be used for traffic cards. In itself, the payment bracelets that can support flash payment consumption still have an essential gap between payment functions and payment channels. 3, battery life, innovation trends Watch can install a variety of applications, which means that in terms of endurance, it has to pay a price. After the battery is fully charged, the maximum battery life of the Tic watch 2, Huawei, and Apple Watch is only 12 to 18 hours. The Lacala Cross-Border Bracelet and Dragon Pay-Made Hand Ring can achieve 1 to 2 weeks of long standby. It is worth mentioning that in the 5 wristband charging devices, Tic watch 2, Huawei, Apple Watch, and Dragon PayMall bracelets all require independent charging equipment, while Lacala’s wristband can be removed by simply pulling the wristband down. Directly plugged into the USB interface, whether it is mobile charger or computer, can be charged at any time. 4, NFC traffic support In terms of public transportation support, Apple Watch does not support the public transportation system. Tic watch 2 supports two cities, Beijing and Shenzhen. HUAWEI WATCH2 supports Beijing, Shanghai, Shenzhen, Guangzhou, Wuhan, and Suzhou. Dragon Pay Mito Bracelet only supports Shanghai. The Lacala Cross-Border Bracelet supports cloud-based download of traffic cards from multiple cities. The current access cities include first-tier cities such as Beijing, Shanghai, Shenzhen, and Guangzhou, and 39 second-tier cities in Guangdong and Jiangsu Provinces. Commuter problem. 5, the right price is the king As a commodity, price is always an inescapable factor. Watch's price is generally higher. Take Apple Watch as an example. The three versions have 10, 20, and 8 different models respectively, priced from 2588 yuan to 12,680 yuan. The prices of Tic watch 2 and Huawei are also starting from thousands. In comparison, the price of smart wearable wristbands is close to that of the people. The Long pay meter bracelet is twice as high as the cross-race bracelet in La Lacara, but neither the payment nor the public transport functions are far behind the Lacrossa bracelet. In summary, after balancing the advantages of various aspects, the more prominent payment smart wearable device is the Lakara cross-border bracelet. Not only is the price close to the people, but also more bankcards are supported and city buses are more comprehensive. As a hundred-dollar smart wearable solution, with its rich features and high cost performance, compared with similar products is expected to become a smart hardware product representative leading NFC payment.
